Client Relationship Process

1. Initially, we must understand financially where you are today, where you want to be in the years to come and develop an understanding of your attitudes toward risk, return and investing.  During this phase we will take an inventory of your current and future financial resources and establish your family’s financial goals regarding retirement, education, second homes, gifting, and anything else unique to your individual circumstances.  Additionally, we will assess your investing temperament, which will be the foundation of your ultimate investment allocation.

2. Once we have established where you want to be and how best to get you there, we will prepare a written forecast of your goals and your personal investment policy.   The goal is to provide insight into your personal financial situation and to establish the investment discipline we will implement in managing your assets.  This report card will be updated as necessary to assure your family’s success in accumulating wealth and achieving financial independence.

3. Based on our independent research and analysis, we’ll implement your investment plan to include the appropriate asset classes, money managers and specific securities that creates an integrated portfolio.  The asset classes, managers and securities are diversified to create the optimum balance between risk and return.  

4. To accommodate market volatility and any changes in your life, we’ll employ an ongoing and systematic review process to monitor your investment portfolio, as well as the financial markets.  That way, we can plan ahead and efficiently make the necessary adjustments to your plan and portfolio.      

5. You will receive monthly statements indicating your portfolios value and any transactions.  You’ll also receive quarterly custom performance reports, plus quarterly written commentary of our investment strategy and the economic climate.  You will receive periodic phone calls to keep you abreast of portfolio changes or administrative issues.  And we’ll meet with you to provide a thorough review of the financial markets, investment performance and address any of your unique needs. 

We are committed to delivering concrete financial results to our clients. We are also well aware that our client’s security and peace of mind are the results of our efforts.  One of the most sincere compliments received from our clients is when they tell us they no longer worry about their money.  We are committed to doing everything possible to hear those words from each and everyone of our clients.

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