Disclosure

Although Howe Barnes Hoefer & Arnett, Inc. (“Howe Barnes”) and Abuls, Bone & Eller try to provide accurate and timely information; the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors.  From time to time changes may be made to the content of this site without notice.

 

Howe Barnes and Abuls, Bone & Eller may change the products, services, and any other information described on this site at any time.  The information published on this site is provided as a convenience to visitors and is for informational purposes only.  You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility.  If you need specific details about any information contained in our site, you should contact Howe Barnes or Abuls, Bone & Eller as indicated on the Contact Us page.  Howe Barnes and Abuls, Bone & Eller control and maintain this site from the United States in America and makes no representation that materials are appropriate or available for use in other locations.  If you use this site from other locations, you are responsible for compliance with applicable local laws.

 

All of the information on this web site, including all images, is copyrighted material of Howe Barnes, except as otherwise indicated.  You may not copy, download, republish, distribute or reproduce any of the information contained in this web site in any form without the prior consent of Howe Barnes or Abuls, Bone & Eller unless otherwise indicated.

 

Links to this web site are not permitted without the prior consent of Howe Barnes and/or Abuls, Bone & Eller.  By accessing this web site, you agree to be bound by all these terms and conditions.

 

The products and services referred to on this website are offered by or through Howe Barnes Hoefer & Arnett, Inc.

 

The products and services and the applicable terms and conditions may change at any time.  There may be eligibility requirements for these products and services, and they may not be available in all geographic areas.

 

The information contained in this website (“the site”) is not a solicitation to sell securities or investment services where such an offer would not be legal.

 

Neither the information nor any opinion expressed in the site constitutes an offer to buy securities or financial instruments or provide any investment advice or service.

 

The information in the site is descriptive of our philosophy.  But, the services, securities and instruments described may not be available to or suitable for you.

 

The description of fixed income securities on this site constitutes neither an offer to sell nor an offer to buy.  Nor shall there be any sale of these fixed income securities in any jurisdiction in which it is unlawful to make such offer, solicitation or sale.  The fixed income securities mentioned here are subject to prior sale and may not be available.  Contact us for specific details, and refer to a preliminary or final official statement for more information about any particular issue.

 

Investors should be familiar with the terms of fixed income securities- including maturities, call features, interest payments and credit quality of an issue – before purchasing them.  These fixed income securities are not intended for sale to non-U.S. investors.

 

Interest on fixed income securities may or may not be exempt from regular federal income taxes.  Investors should consult their personal tax advisor for tax advice about their specific situation prior to making any investment decisions with tax consequences.  Howe Barnes and Abuls, Bone & Eller do not offer tax advice.

 

Market prices of fixed income securities fluctuate.  If securities are sold prior to maturity, investors may receive more or less than the original cost or maturity value.  Securities may be subject to call provisions before their stated maturity; be sure to ask your Howe Barnes Financial Advisor whether any call provisions apply.  Insurance does not pertain to yield quotations or market values, which fluctuate over the life of these securities.  It covers only the timely payment of interest and principal.

 

Nothing on this site should be interpreted to state or imply that past results are an indication of future performance.  Investing involves substantial risk.  Shares fluctuate in value and may be less than present value in the future.  It is highly unlikely that the past will repeat itself.

 

We provide investment information that we believe to be useful and accurate.  There are many different interpretations of investment statistics and different ideas about how to best use them.  None of these offer guarantees.  Information throughout this internet site is obtained from sources which we believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.  Any opinions expressed or implied on this site are not necessarily the same as those of Howe Barnes Research Department.

 

This site may contain links to other sites on the Internet.  These links are provided for your convenience.  Links to another site do not constitute Howe Barnes’ approval or endorsement of that site or its products or advertisements.